The various state aids for your renovation project
Government subsidy program for renovation
When you plan to renovate your house or apartment, you can benefit from various financial aid from the State to support you in your project. One of the main supports is the government renovation grant program. This program aims to encourage homeowners to undertake energy renovation work in order to improve the energy efficiency of their homes and reduce their energy consumption.
Subsidies for thermal insulation
One of the main subsidies offered under this program concerns thermal insulation. Indeed, good insulation helps reduce heat loss and save energy. You can therefore benefit from a subsidy for the insulation of your walls, attic or roof. This grant can cover part or all of the expenses incurred, depending on your income.
Subsidies for replacing heating equipment
Another form of government subsidy concerns the replacement of heating equipment. If you want to change your boiler, heat pump or radiators, you can benefit from financial assistance from the State. This grant can help you reduce the cost of your investment and improve the energy efficiency of your heating system.
Discover the tax credits available for your project
In addition to grants, the state also offers tax credits to support renovation projects. These tax credits allow you to deduct part of the expenses incurred for your renovation work from your income tax.
Tax credit for energy transition
The energy transition tax credit (CITE) is one of the main financial aids available for energy renovation. This tax credit allows you to deduct part of the expenses incurred for energy improvement work in your home from your income tax. This work may include thermal insulation, replacement of windows, installation of an efficient heating system, etc.
Disability Accessibility Tax Credit
If you carry out work to make your home accessible to people with disabilities, you can also benefit from a tax credit. This tax credit allows you to deduct part of the expenses incurred for the installation of specific equipment, such as access ramps, elevators or adapted communication systems.
Low interest loans for renovation
In addition to grants and tax credits, the state also offers low-interest loans to finance your renovation work. These loans allow you to benefit from advantageous conditions to carry out your projects.
Zero interest loan for energy renovation
The zero-interest loan (PTZ) is a form of advantageous credit offered by the State to finance energy renovation work. This loan allows you to benefit from an amount of up to 30,000 euros, without interest and without administrative fees. It can be repaid over a period of up to 15 years, giving you some flexibility.
Home improvement loan
Another interesting loan to finance your renovation work is the home improvement loan. This loan is offered by certain banking establishments in partnership with the State. It allows you to benefit from a reduced interest rate and advantageous conditions to finance your work. Reimbursement amounts and conditions may vary depending on your personal situation and income.
How to benefit from the energy transition tax credit?
To benefit from the energy transition tax credit (CITE), you must meet certain conditions and provide certain supporting documents. Here are the steps to follow to benefit from it:
Check your eligibility: make sure that the work you plan to carry out is eligible for CITE. Eligible works are those which aim to improve the energy performance of your home.
Have an energy diagnosis carried out: before starting your work, have an energy diagnosis of your home carried out by a certified professional. This diagnosis will allow you to know the improvements to be made to benefit from the CITE.
Get a detailed quote: Ask several companies to provide you with detailed quotes for your work. These quotes must mention the technical characteristics of the equipment to be installed, the prices, as well as the expected energy savings.
Have the work carried out: choose the company that will carry out your work and sign a contract with them. Make sure the company has the necessary qualifications and certifications to benefit from CITE.
Gather the supporting documents: once the work is completed, gather all the necessary supporting documents to benefit from the CITE. These include detailed invoices, company qualification certificates, energy diagnosis, etc.
Declare your expenses: when filing your income tax return, indicate the amount of expenses incurred for your renovation work in the box provided for this purpose. You will thus be able to benefit from the corresponding tax reduction.
Subsidies for the installation of ecological equipment
If you want to install ecological equipment in your home, such as solar panels, a heat pump or a wind turbine, you can benefit from state subsidies to help you finance these projects.
Subsidies for solar panels
Installing photovoltaic solar panels allows you to produce your own electricity from solar energy. You can benefit from grants to finance part of the initial investment. These grants may vary depending on your region and your personal situation.
Subsidies for heat pumps
Heat pumps are ecological and economical heating systems. If you want to install a heat pump in your home, you can also benefit from state subsidies. These grants can help you reduce the cost of your investment and improve the energy efficiency of your heating system.
The reduced VAT system for renovation work
The State also offers a reduced VAT scheme for renovation work. This system allows you to benefit from a reduced VAT rate for renovation work carried out in a home more than two years old.
VAT rate reduced to 5.5%
The reduced VAT rate of 5.5% applies to energy renovation work and improvement of the energy performance of your home. It concerns in particular thermal insulation, replacement of windows, changing the heating system, etc.
VAT rate reduced to 10%
The reduced VAT rate at 10% applies to non-energy renovation work, such as flooring renovation, roof repair, bathroom renovation, etc.
Specific aids for people with reduced mobility
People with reduced mobility can benefit from certain specific aid to finance work to adapt their home. This assistance aims to make housing more accessible and to facilitate the daily life of people with disabilities.